The multiplier climbs from 1.00× until the cat bolts. Cash out first and you keep it — the bolt point is already sealed on chain before the climb starts.
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The bolt multiplier is drawn from Dice Protocol and sealed into the round before it starts.
Cashing out is a transaction against that sealed number — the climb is only a display.
Set an auto-out and anyone (a keeper) can permissionlessly close your position for you at that multiplier once it's reached.